Bittersweet Love Stories with Turkish Actor, Engin Akyurek and His Leading Ladies

 

INTRODUCTION

Bittersweet love stories best describe much of the romantic love/hate relationships between Turkish actor, Engin Akyurek, and his leading ladies. Although these underlying themes are typical, they are expresses in sophisticated, literary, profound, and confounding ways as any romantically based compelling novel might be.
 

BITTER

bittersweet love story
Devastated Elif runs away after Omer stands her up at their wedding. Photo from the Facebook page, Black Money Love Bittersweet Updates

For example, there are Shakespearean themes, class friction, cultural mores, and deeply emotional issues. As a result, Omer gilts his fiance Elif at the altar. Although he loves her deeply, he has decided that it would be better to hurt her once with a lie than for her to have to face him daily reminded that his brother had killed her father.
 

NOT YET BITTERSWEET

The growing relationship between Omer and Elif is at times very frustrating. It grows from an embryonic seed to full flower, blossoming with painful thorns. There are continual conflicts, misunderstandings, and then bursts of passionate forgiveness. As a result, emotions run cold as ice then hot as fire. This conclusively leads to viewer tension in one’s belly to tingling through one’s entire body. This seems to be the pattern in some of Engin Akyurek bittersweet love stories. Indeed, it is part of what makes them so bittersweet yet so irresistible.

bittersweet love stories
Engin Akyurek as Kerim in Fatmagul from YouTube

 

BITTERSWEET

The bittersweet is a reprieve from the bitter. Typical of this phase is the tension that builds up between Omer and Elif that leads to the relief of a romantic embrace. In addition, this is the kind of dramatic transition for Fatmagul and Kerin in FATMAGÜL’ÜN SUÇU NE?
BÖLÜM

bittersweet love stories
Omer in a heated discussion with Elif from the Facebook page, Engin Akyurek Appreciation page

 

SWEET

In spite of those less than sweet times, we suffer through the bitter moments and even the bittersweet moments for those increasing sequences of unabashed visceral ‘oh so sweet’ passion. Using romantic creativity, an ardent Engin fan strung together a precious necklace of passion gems created by Omer and Elif romance in BLACK MONEY LOVE. This video is posted on YouTube courtesy of Sefirin Kizi.

A succession of romantic moments between Omer and Elif without stopping to take a breath. From YouTube.

 

CONCLUSION

BEYOND BITTERSWEET

Not all of Engin Akyurek’s acting roles have fallen into the bitter to sweet tastes. For example, in Olene Kadar, Engin starts with a promising future as a brilliant young medical student. Through a succession of tragic mishaps, including 11 years in prison for a crime he did not commit, an untrusting lost love, a child born out of wedlock found too late to bond with him, our hero ultimately dies an untimely death.

This is not your typical Engin heroic role. So when someone has the ability to capture the hearts of fans as well as his leading ladies chooses to cast aside his prizewinning charm, to play a dark role instead, he has the mark of a truly gifted and courageous actor. He exhibits extraordinary talent.

Although I prefer to be entertained by bittersweet love stories than one that ends in darkness, it is a privilege to view my favorite Turkish actor display such range and acting ability. From darkness comes new light. One can only wait with bated breath for what is in store for all of us Engin admirers in the future.

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Bad-Boy Movie Heroes

INTRODUCTION

Bad-boy movie heroes have been a major attraction for celluloid audiences in the US and abroad for about 100 years. In fact, I was reminded of some of my historical favorites by my latest, Turkish actor Engin Akyurek. I have chosen four other bad-boys for this writing. In addition to my total list of these five are the reasons I have given them the name, bad-boy movie heroes. As a matter of fact, I suspect that this may be the ‘Hollywood’ formula that works as well today in 2020, as it did when it was invented. The bad-boys included here range from films made in 1944 to 2015.

bad-boy movie hero
Engin Akyurek from the Facebook Fan Club Group
THE BAD-BOY PERSONALITY FORMULA

A. They don’t follow the rules.

B. They are handsome, sexy, and magnetic.

C. Their behavior tends to range from rage to romance.

D. For the most part, the women they attract are ‘nice-girls’

E. These bad-boy movie heroes almost always get the ‘nice-girl’

F. In spite of their unorthodox procedures, they often become heroes.

 
 

THE BAD-BOYS
bad-boy movie heroes
Bad-boy movie heroes, images from Google. Left to right, Dana Andrews, William Holden, Paul Newman, Bradley Cooper, Engin Akyurek

Fashions may have changed. Hairstyles may have altered as well. But one thing remains the same. That is the bad-boy movie heroes formula. Each of the following trailers illustrates the constants that make each bad-boy a movie hero.

THE MOVIES AND THEIR BAD-BOY HEROES

1.The trailer for ‘Laura’ with Dana Andrews and Gene Tierney 1944

 
2.The trailer for ‘Picnic’ with William Holden and Kim Novak 1955

 
3.The trailer for ‘The Long, Hot Summer’ with Paul Newman and Joanne Woodward 1958

 
4.The trailer for ‘Silver Lining Playbook’ with Bradley Cooper and Jennifer Lawrence 2012

 
5.The trailer for Kara Para Ask aka BLACK MONEY Love 2014-2015 with Engin Akyuerk and Tuba Buyukustun

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The Existential Angst of Being An Ultra-Orthodox Jewish Artist

INTRODUCTION

The existential angst of being an Ultra-Orthodox Jewish artist is one of the main themes throughout this Israeli TV drama series, Shtisel streaming on US Netflix.

The Vimeo trailer is shown below.

PROTAGONIST

Actor Michael Aloni plays the conflicted ultra-orthodox artist, Akiva Shtisel (Kive). His portrayal is captivating although the real-life person his character is based on, Zalmen Glauber is much less dramatic.
See SOURCES & RESOURCES for details about Zalmen Glauber.

existential angst
Actor Michael Aloni plays Akive, the Ultra-Orthodox artist, the protagonist in the Israeli TV series, Shtisel
CONFLICT

Akiva Shtisel attempts to follow the letter of the law of ultra-orthodox Judaism. But the conflict stems from his love of painting and his love of his faith. Although he knows in his soul that this talent is a gift from God and no conflict for him personally, it is disparaging for his father and those he loves. As a result, the series follows his trials and tribulations to unite his desire to marry as an observant Jew and his passion to express his artistic soul.

Cousins, Kive and Libbi in a more serious moment from Shtisel
COUSINS

In his desire to wed, with two previously failed engagements, Akiva has become known as the family screw-up. In spite of this, his latest potential wife, his first cousin Libbi loves him and wants to marry him. Accordingly, her father agrees to the marriage under two conditions. Akiva must abandon his art. In addition, he insists that Akiva take on a real job, managing a shady travel agency the uncle has opened. Thus, the series goes on to include efforts to follow the uncle’s demands as well as the shortcomings of it.

RESOLUTION
There seem to be additional episodes if not years to this story of Ultra-Orthodox Judaism and Akiva’s existential angst as an artist. Netflix has not made all of them available yet. It is an inevitable quality of TV series drama that necessitates more emotional roller coasters. But this season ends on a note of hope. Therefore I anticipate a positive conclusion hopefully without too many bumpy rides along the way.

Shown below is one of the lighter sides of Shtistel’s Kive and Libbi on YouTube, a ‘surprise date’ to the ice skating rink.

SOURCES & RESOURCES

Details from IMDb
Michael Aloni (Akiva Shtisel) on Instagram
11 Things You Need to Know ABout Michael Aloni
‘Shtisel’ Star Michael Aloni On How He Prepared To Play A Charedi On TV
Google Search for Akiva Shtisel, actor Michael Aloni
The Real Life Akiva Shtisel
How Shtisel star, Michael Aloni Prepared to Play Shtisel
Netflix’s ‘Shtisel’ Is Binge-Worthy TV on a Strict Form of Judaism
A Date to the Skating rink from https://www.ekollel.com/shidduch/

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EVA ZEISEL: MASTER OF INDUSTRIAL DESIGN

 

Teapot
A popular Eva Zeisel Teapot, distinguished only be the applied pattern. The photo is from the Eva Zeisel Forum Facebook group.

The Story and Work of a Useful Object Maker

Industrial design masters, like Eva Zeisel, are very special. They are people whose work has transcended the design of everyday objects to things of beauty.

They are masters. This blog post will focus primarily on her mastery of tableware designs.

 

Industrial Designed Objects

Before I go any further I want to make a crucial distinction. It is the way that industrial design differs from crafts artisanship.

ID objects are meant to be machine reproduced in quantity. Yet a prototype may start out as a hand made one of a kind.

 

Handmade Crafts

But on the other hand, crafts are hand made. This is from start to finish.

If a craft object is reproduced, it is done so by hand. In addition, it may even stay one of a kind.

 

 

About Eva Zeisel

The details of Eva Zeisel’s life fascinate me. She spent a short time in jail for political protest. This did not dampen her enthusiasm for life. She lived to be 105. Her career included teaching Industrial design at Pratt Institute in New York. As a matter of fact, I lived near Pratt and took a course there. For an in-depth biography, read below and go to the sources and resources section of this post.

industrial design master
A short bio of Eva Zeisel,Industrial Design Master from Google.

Design Styles

industrial design masters
Three fish shaped bowls by Industrial designer Eva Zeisel. Photo from the Eva Zeisel Facebook forum Group.

Eva Zeisel Colorful Teapot Designs

The picture above of the nested fish bowls may be less typical of her work than her tableware designs. Here is one that I love.

industrial design masters
An Eva Zeisel teapot set design from her Facebook Group forum.

Teardrop Collections

Eva Zeisel’s work was well known for the teardrop shape design. Below are samples.

Museums, Exhibitions and Colllections

Over the years Eva’s design vocabulary changed. I would be remiss not to include other pieces I like very much. They are in the tea set category. Notable are shows of her work in museums all over the country, as well. They have included:
Denver Art Museum, Serious Play 2019
Eva Zeisel Collection at the International Museum of Dinnerware Design, Ann Arbor Michigan
Eva Zeisel Collection pieces at RISD

industrial design master
Listing of Museums and exhibitions from Wikipedia

Future posts in the Industrial Design Masters series may include RUSSELL WRIGHT, DOROTHY, MACKENZIE-CHILDS, PORTER, and the TARGET TEAPOT DESIGNER/ARCHITECT

SOURCES & RESOURCES

Eva Zeisel, Wikipedia
Nonfiction Book Review-Eva Zeisel on Design: The Magic Language of Things
Eva Zeisel Forum, Facebook Group

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THE CVS COUPON MONEY SAVING SYSTEM

 

INTRODUCTION

The CVS money-saving system is my most often used and favorite 21st-century coupon cutting and digital coupon system with its variety of traditional as well as digital money-saving tools. As a matter of fact, there are times when I make substantial purchases without having to pay hardly anything. Believe it or not, one particular trip to CVS cost me around $1 for $80 worth of merchandise.
CVS coupon cutting system
I have been within the top 3-7% of savers in New York for several years

HOW THE CVS COUPON MONEY SAVING SYSTEM WORKS

So far this is the most comprehensive 21st Century Coupon Cutting tool I have found. It works for both online and in-store purchases. Actually, I find it to be the best program around. Therefore, I buy as much as of can of household and personal needs in addition to over the counter nutritional supplements and non-prescription drugs. Here’s how the whole system works:
CVS coupon cutting system
21st Century CVS and other coupon cutting tags on a keychain
1. I receive an email indicating a saving of between 20% and 40% for one or all my purchases with an expiration date. From the email, I am able to send the offer to the well-worn discount card I keep on my key chain. (See photo below).

CVS coupon cutting system
CVS 40% off email is #1
2. A postcard with a 20-40% saving is mailed to me. I provide the mailer to the cashier when I check out.

cvs coupon mailer
A 25% coupon mailer which I present to the cashier at check out
3.Inside the mailer are additional, individual coupons that are also presentable to the cashier at checkout.
discount flyer
The inside of themailer contains additional, specific coupons
4. When I go to any CVS store, I go to the machine that prints out all the savings currently available to me, in addition, to the ones stored on my plastic coupon key chain tag. See the photo below.

CVS coupon cutting system
The CVS coupon cutting system store machine printed coupons is #3
5. At check out, I present these printed coupons to the cashier.

6.Next I swipe my tag to register with the cashier all the discounts on my card.

7. Then I swipe my OTC or over-the-counter card to see what savings I can also get up to $100/month for certain non-prescription items. The OTC card is a benefit of my health insurance plan. This plastic discount card is shown below.

CVS coupon cutting system
My OTC card which can cover up to $100 in non-prescription items is #6.
8. There is also the 10/30 program which refunds $10 for every $30 spent on this store visit.

9. In addition, there is the new CVS ‘CarePass’ program that costs $5/month then returns $10/month. It is charged at the beginning of the month and is paid out on the 18th of each month.

CONCLUSION

As you can see, the CVS money-saving system is a mix of both traditional coupon cutting and digital coupons. Even though it can become confusing, it is clearly worth the saving we get.

COMMENT

Is there something you’d like to say about this blog post? Your comments are always welcome. Scroll down to the bottom of this page to reach the box to ‘start the discussion’.
This is what it may look like. But it is only an image of it. So be sure to find the actual one. Then please add to the discussion by commenting or replying. Thank you.

CVS coupon cutting system
This is a prototype ot the comment box.

 

SOURCES & RESOURCES

One Day From Homeless

Using Credit Cards for Survival and Profit

Four Amazon Kindle Ebooks on Financial Survival Using Cash Reward Credit Cards

The CVS CarePass Program

Emblem OTC card benefits

Electronic coupon transfers
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FINANCIAL SURVIVAL: A TWENTY FIRST CENTURY COUPON CUTTING SYSTEM

 

INTRODUCTION

Twenty First Century coupon cutting might become the next money-saving system we need to utilize for financial survival. In other words, it could become Phase Two of the financial mountain climbing challenge we face. It would start in 2020. The reason for calling this Phase Two is that we may require another money-saving financial survival system in addition to cash reward credit cards.
This would be to offset the 2020 Medicare-Medicaid crisis that we are faced with right now. This additional financial survival system would be an addition to the cash rewards credit card financial survival system I originally devised and have been using for the last 10 years, from 2009-2019.
21st century coupon cutting tool
Climbing the mountain of financial survival again. Photo from goodfon.com

 

PART ONE: TOOLS FOR HELP WITH FINANCIAL CHALLENGES 2009 – 2019

To return to 2009 for a moment, our first major financial mountain climbing challenge was when we went ‘From Middle Class to One Day From Homeless’. We had to make substantial compromises to our lifestyle just to survive indoors.
There are actually four Amazon Kindle Ebooks that I wrote about that journey. Fortunately, I had discovered the benefits of the responsible use of cash reward credit cards. They can be invaluable in accumulating welcome bonuses as well as cash rewards. These are the Ebooks I wrote over this ten year period.
Four Ebook by Alison D. Gilbert
Our Story from 2009-2019 as told in Four Kindle Ebooks with the evolution of the Cash Rewards Credit Card Financial Survival System

 

PART TWO: TOOLS FOR HELP WITH FINANCIAL CUTBACKS 2020 GOING FORWARD

Now we may be facing an additional tightening of our belts. What this means is that another system besides Cash Rewards will need to come into play as part of our financial survival tools.
I am constantly being introduced to new money-saving apps. In fact, most of them do not require manual coupon cutting. Instead, the saving is sent electronically from one devise location to another devise location which can then register at purchase checkout to apply the savings.
To start, there are plastic tags with individual identity name and graphics on one side. Then there is a bar card on the back to identify each store. Savings are electronically registered on a store’s tag. Finally, that information is transferred to the cash register at purchase.
coupon cutting tags
21st Century coupon cutting tags with retailer image on one side and electronically activated barcode on the other

 

CONCLUSION

21st Century coupon cutting is a transformation of the previous century system. In fact, the new system is digital coupons. Therefore, going forward in this series, look more and more for keywords that refer to digital coupons rather than coupon cutting. But don’t throw your scissors or coupon organizer quite yet. Instead, prepare to use them less and less. Happy savings, 21st-century style!
 

HOW TO MAKE A COMMENT

Is there something you’d like to say about this blog post? Your comments are always welcome. Scroll down to the bottom of this page to reach the box to ‘start the discussion’.

This is a sample of what the comment area looks like. It is active at the bottom of this page.

comment block
This is a sample of what the comment area looks like. It is active at the bottom of this page.

SOURCES & RESOURCES

One Day From Homeless

Using Credit Cards for Survival and Profit

Four Amazon Kindle Ebooks on Financial Survival Using Cash Reward Credit Cards

Save Money on Groceries

Electronic coupon transfers
TopCashBack Recommended by Wallet Hacks
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HOW MANY CREDIT CARDS IS TOO MANY ?

 

HOW DO YOU KNOW IF YOU HAVE TOO MANY CREDIT CARDS?

How many are too many? Is there a set rule or a prescribed limit? Apparently not from what I have read. But what I have found is that when I have to spend hours almost daily to monitor them, it is too many for me.

many credit cards
How many Credit Cards Should You Carry? from moneyunder30.com
HOW DID I END UP WITH SO MANY CREDIT CARDS?

When I discovered that cash reward credit cards could be a reliable way to reduce my monthly expenses, I started applying for them as often as I could. Of course, the idea was to get the largest promotional welcome bonus, the highest % of cash rewards as well as a substantial amount of available credit. Therefore for about the last three years, gathering cash reward credit cards has become a major pastime. Well, guess what? Now I have too many cards.

credit cards
From creditcard.com, One Credit Card or Many? How to Decide?
THE JOURNEY TO TOO MUCH

It has been a tremendously educational experience collecting all the cards I have. Primarily, it has helped and still helps to reduce my expenses. In addition, I have written many blog posts and several Ebooks about this. Doubtless, there will be more. But the most significant comment I can make at this time is that right now I have too many. As I mentioned in a previous blog post, I have reached critical mass.

FICO score factors
There are Six Primary Credit Card factors in the major FICO® scoring system as illustrated by Credit Karma®

For most of this time, my primary concern has been focusing on the 5 or 6 FICO® credit score factors that go into building a good credit score. Certain cards have taken priority for charging purchases. Then it recently occurred to me that if I did not start using all of my cards, some could be closed for inactivity. That could affect my credit score negatively by lowering my available credit, changing the average length of time I have had cards and flagging too many closures. Low and behold, that is exactly what happened this week. One of my co-branded cards was closed without notice for inactivity.

Account-Closed
Credit Monitoring Alert from CreditSesame.com
HOW MANY CARDS DO I NEED?

I need enough cards to satisfy the FICO® score factors. Fortunately, I found a formula that I could use to determine how many cards to own, which ones to keep and those to phase out since I had surpassed critical mass. These are the factors I now consider in which cards to use:
a. the oldest aged accounts
b. those with the best credit line and lowest credit utilization ratio
c. the ones with optimal returns in my top spending categories
d. those that give me the maximum value for use with my favorite merchants, stores, airlines or hotels

straight flush credit card collection
Optimize the Credit Cards You Carry with A ‘ Straight Flush’
HOW MANY CARDS DO I WANT?

My sense is that I would like to have no more than ten at the most. For example, my ‘straight flush’ analogy illustrates most of them. Beyond that, I think that one or two travel cards are essential. Other than that, an additional card or two in the ‘straight flush’ formula would be OK too.

FICO® score 9/24/19
My FICO® score in September 2019 according to CreditJourney
CONCLUSION

I am at a new beginning. I have climbed the credit card mountain in excellent standing. Now it is time to descend the other side with equal care. Therefore future writings on this topic will involve reducing my load doing my best to maintain my great credit card standing while keeping also 6 FICO® score factors in balance.

SOURCES & RESOURCES

How Many Credit Cards Is Too Many?
How Many Credit Cards Should I Have?
Images of Many credit Cards

Improve your link text by avoiding competing links

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CREDIT CARD CRITICAL MASS

 

credit card critical mass
From Credit Karma, How Many Credit Cards Does the Average American Have?

WHAT IS CREDIT CARD CRITICAL MASS?

Credit card critical mass refers to the appropriate number and kinds of credit cards to have. How does one know what kinds to have? How many to have? When enough is enough? Then, when is how many too much, therefore, when is it time to stop collecting more or even cut back? What is the best way to cut back? This blog post will attempt to answer these questions. But keep in mind that the numbers and types of cards will vary depending upon the person, their lifestyle and needs.
 

COLLECTING CREDIT CARDS

When I started collected credit cards, I went through some very active phases. The reason for these was manifold:
a. building up my credit
b. getting promotional welcome bonuses
c. collecting cash rewards
d. establishing the best cash rewards rates
e. traveling bonuses

 

Straight flush
A straight flush similarity to an ideal collection of cash reward cards. Image from Dreamline.

THE CASH REWARDS SWEET SPOT

At one point in my credit card collecting, I realized that I had achieved a cash rewards credit card sweet spot. I compare this to a straight flush in the card game of poker. The blog post, A Two-Pronged Credit Card Rating System (Part 2 – June 2019) goes into detail about this. The straight cash rewards flush looks like this collection of credit cards:
6% for US supermarkets
5% for purchases at many cobranded store cards
4% for dining out
3% for gas
2% for health care services and items
1.5% for all purchases

 

REACHING CRITICAL MASS

In the collecting cards phase, I saw only the small picture. At the time I applied for a card, I found it a necessity. After a few years, I accomplished all of my above goals and then some. Not only did I reach my credit card critical mass but in retrospect, I surpassed it. How did I know that I had done this? That was easy to answer. I knew because the number of cards I had to deal with had become unmanageable.

Credit Card critical mass
Store Credit Cards image from rewardscreditcards.org

 

SURPASSING CRITICAL MASS

As the owner of many credit cards, I was forced to see the big picture and began to ask myself these questions:
a. how many cards did I really need?
b. what categories did I spend the most in?
c. with that in mind, which cards did I use most often?
d. which cards was I leaving dormant?
e. why was I having trouble keeping track of my card purchases when it came time to do my monthly accounting?
f. how could I make things more manageable?
g. when was enough, enough?
h. how could I safely cut back on the number of cards I had?

 

THE CREDIT CARD CRITICAL MASS FORMULA

Fortunately I found a formula I could use to determine about how many cards to own, which ones to keep and those to phase out since I had surpassed critical mass. These are the factors I now consider in which cards to use:
a. the oldest aged accounts
b. those with the best credit line and lowest credit utilization ratio
c. the ones with optimal returns in my top spending categories
d. those that give me the maximum value for use with my favorite merchants, stores, airlines. or hotels

credit-card-critical-mass
Credit Card Cash Reward Categories are similar to traffic signals, go, caution, turn at your own risk. This image is from Pixabay.

 

PHASE OUT RATHER THAN CLOSE CARDS

It is best not to close cards. Instead, let them phase out by letting them be dormant. Make sure that any card that has fees stays open only if it is useful by the above standards. Otherwise, close it to avoid any future fees if it is going to be dormant.
 

IN CONCLUSION

It is beneficial to have both network and co-branded cards when they have value. But it is wisest not to gather more cards than are really necessary. It can become a real nuisance to have too many cards to care for. On the other hand, it is great to have just enough to be helpful and profitable.

 

SOURCES & RESOURCES

1. Is 20 Cards Too Many To Own: How to Streamline Your Wallet
2. How Many Cards Is Too Many?
3. How to Cancel A Credit Card
4. How Many Credit Cards Should I Have?
5. How Many Credit Cards Does the Average American Have?
6. Network and Co-Branded Cards

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The Free 7-Day Subscription Scam

 

The Free 7-Day Subscription Bait

The phone rings. An online company representative is calling to offer me a free 7-day subscription to a credit score and computer fraud prevention service. All that the representative needs to know is my credit card number to cover a $1 processing fee. The red blinking light goes off in front of my eyes as a siren screams in my head. This has to be a scam.

free 7-day subscription
Here is an email from my credit card issuer alerting me to possible credit card fraud

More clever and devious minds than mine have figured out how to rig this game. The only thing I thought I knew was how to stop it before it starts. I did not give my credit card number. In spite of this, a charge showed up on one of my credit cards for $1. So I called the credit card company to report this mistake. They reversed the charge. But the next thing I knew, I was receiving a bill for $29.94/month as my regular subscription fee. How did this happen? I did not authorize it. In fact, my credit card company contacted me because they suspected fraud. My credit card was canceled and a card with a new number was sent to me.

Deja Vu All Over Again

But it happened again with the newly issued card. How did they get my card number? I was baffled and wanted a more proactive solution. So this time, the representative from the credit card issuer said that I needed to call the company directly to cancel my subscription. That was just what I did. Then I called back the credit card folks to report my action. At this point, I was told that I had done everything I needed to. Therefore I had no liability for this entire fiasco.

The Free 7-Day Subscription Is A Scam

There is a term used in poker called a ‘tell’. It is something that gives away a bluffer’s hand. The tell in this, as well as most internet scams, is the request for a credit card number. ‘Oh,’ they say, ‘it is just to cover a processing fee’. The next thing you know a substantial charge shows up on your card and it is a regular monthly subscription. Talk about adding insult to injury.

Being Prepared

So my response to their ‘tell’ is to NOT provide a credit card number for a $1 processing fee for a 7-day trial subscription of their services. Remember, once a company has your card number, they can go to town. Then you have to find a way to stop them in their tracks in order to avoid any additional charges to this free trial. The story may not be over. The scammers may give their scheme another try. But if they do both my credit card company and I will be ready to stop them in their tracks.

free 7-day subscription
A copy of the cancellation letter that was emailed to me from the merchant

Afterword

Even after I was assured by phone and email of the cancellation of my $29.94/month subscription fee, something still bothered me. So I called the merchant back. This is what I learned. I suggest you pay close attention. First of all, even if I report fraud to my credit card company resulting in my getting a new credit card, the merchant can charge that new credit card number for the subscription. So the only way to stop it is to call the merchant itself to cancel.

In addition, after a barrage of questions by me to the customer service person, I was still not satisfied by his responses that I was the person who signed up for their 7-day free trial subscription which resulted in their $29.94/mo fee. The bottom line is that I am zero dollars out of pocket. But I was sufficiently inconvenienced. In addition, I have less trust in online security and more concern about how easy it is to be taken by less than scrupulous companies and individuals.

SOURCES & RESOURCES

“Free” Trial Offers
FTC: Consumer Information
Subscription Traps
BBB: “Free trial” shopping scams are on the rise
Buyer beware: Is that free trial really free?

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