This website page is about the financial-ebooks I have written. These ebooks are based on facts. This information has been gathered from both experience and in-depth research. To date, my work includes a three financial-ebooks series and one additional ebook. Each is available on



Book One of Three, The Poor Middle Class Crisis Ebook by Alison D. Gilbert

The Poor Middle Class Crisis

This is the story of how we went from being Middle Class to ‘One Day from Homeless’. After a shocking introduction of how this happened, the publication becomes a guide filled with financial survival strategies. These are tips on how to survive as a former middle-class person.

The goal is to offer ideas to make life for The Former Middle Class as comfortable, manageable and affordable as possible. In other words, it is a general survival book. It is not until the second book of this financial-ebooks, Former Middle-Class series that primarily one tool, credit cards becomes the topic.


Book Two of Three, Using Credit Cards for Survival & Profit By Alison D. Gilbert

USING CREDIT CARDS for Survival & Profit

This is the second in the series, The Former Middle Class. It is about credit cards and how helpful they can be when used responsibly.

In addition, it is an in-depth study of credit, FICO credit scores, credit reports, and other important information about credit. There are some amazingly valuable tips available in this ebook.



The third and final eBook in this series, Mastering the Art of Green by Alison D. Gilbert

MASTERING The Art of Green

This is the third and final ebook in the series, The Former Middle Class. It goes further into the amazing benefits one can gain from the responsible use of credit cards.

There are also presentations on gathering and gaining other types of green. This ebook introduces indoor farming, a method of growing one’s own food indoors. There are clearly other ways to survive besides money. Find out more about them in this ebook.




A Credit Card Rating System for Cash Reward Credit Cards by Alison D. Gilbert

A CREDIT CARD RATING SYSTEM For Cash Reward Credit Cards

This ebook is filled with novel suggestions. It is based on a system I developed that works very well for me. In contrast, my financial guru, Jim Wang of Wallet Hacks suggests very different solutions to credit card quality and quantity.

Therefore what is the solution? First, read this ebook. Then read what Jim has to say in How Many Credit Cards Is Too Many Credit Cards? Finally, study what other experts think. In conclusion, apply the system that works best for you.